:root{--bg:#fafafa;--card:#ffffff;--line:#e5e7eb;--text:#111827;--muted:#6b7280;--gold:#b8860b;--gold2:#d4a843;--radius:16px;--shadow:0 4px 24px rgba(0,0,0,.06)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,sans-serif;background:var(--bg);color:var(--text);line-height:1.7}
.container{width:min(1120px,calc(100% - 32px));margin:0 auto}
.topbar{position:sticky;top:0;z-index:100;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 1px 4px rgba(0,0,0,.03)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:14px 0;flex-wrap:wrap}
.logo{font-weight:800;font-size:1.15rem;color:var(--gold);text-decoration:none;letter-spacing:-.3px}
.nav-links{display:flex;gap:6px;flex-wrap:wrap}
.nav-links a{padding:8px 12px;border-radius:8px;color:var(--text);text-decoration:none;font-size:.92rem}
.nav-links a:hover,.nav-links a.active{background:#f3f0eb}
.nav-toggle{display:none;background:0;border:1px solid var(--line);padding:8px 12px;border-radius:8px;cursor:pointer}
.hero{padding:64px 0 32px;text-align:center}
.hero h1{font-size:clamp(1.8rem,4vw,3rem);line-height:1.15;margin:0 0 12px;color:var(--text)}
.hero p{color:var(--muted);max-width:700px;margin:0 auto 24px;font-size:1.05rem}
.hero-actions{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;gap:8px;padding:12px 20px;border-radius:12px;font-weight:700;font-size:.95rem;text-decoration:none;transition:.15s}
.btn.primary{background:linear-gradient(135deg,var(--gold),var(--gold2));color:#fff;border:0}
.btn.primary:hover{transform:translateY(-1px);box-shadow:0 4px 16px rgba(184,134,11,.3)}
.btn.ghost{background:#fff;color:var(--text);border:1px solid var(--line)}
.section{padding:40px 0}
.section h2{font-size:1.5rem;margin:0 0 8px}
.section .sub{color:var(--muted);margin:0 0 24px}
.grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}
.card h3{margin:0 0 6px;font-size:1.1rem}
.card p{color:var(--muted);margin:0 0 14px;font-size:.94rem}
.card .tag{display:inline-block;padding:4px 10px;border-radius:999px;background:#f3f0eb;color:#555;font-size:.78rem;font-weight:700;margin-bottom:10px}
.cta-card{background:linear-gradient(135deg,#fefcf5,#fdf8ed);border:1px solid #f0e4c6;border-radius:var(--radius);padding:28px;text-align:center;margin:16px 0}
.cta-card h3{margin:0 0 6px;color:var(--gold)}
.cta-card p{color:var(--muted);margin:0 0 16px}
.faq{padding:32px 0}
.faq details{margin-bottom:10px;border:1px solid var(--line);border-radius:12px;padding:14px 18px;background:#fff}
.faq summary{font-weight:600;cursor:pointer;color:var(--text)}
.faq details p{color:var(--muted);margin:10px 0 0}
.footer{border-top:1px solid var(--line);padding:32px 0;text-align:center;color:var(--muted);font-size:.88rem}
.footer a{color:var(--gold);text-decoration:none}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:20px;text-align:left;margin-bottom:20px}
.footer-grid h4{margin:0 0 8px;font-size:.95rem}
.footer-grid ul{list-style:none;padding:0;margin:0}
.footer-grid li{margin-bottom:4px}
.footer-grid a{color:var(--text);text-decoration:none;font-size:.9rem}
.breadcrumb{font-size:.88rem;color:var(--muted);margin-bottom:12px}
.breadcrumb a{color:var(--gold);text-decoration:none}
.content{max-width:780px}
.content h2{margin-top:28px}
.content p{color:var(--muted)}
.content ul{color:var(--muted);padding-left:20px}
.tagline{font-size:.85rem;color:var(--muted);margin-top:2px}
@media(max-width:760px){.grid,.footer-grid{grid-template-columns:1fr}.nav-links{display:none;width:100%}.nav-links.open{display:flex;flex-direction:column}.nav-toggle{display:inline-flex}}